March Associates was contracted in 2017 by the International Labor Organisation (ILO) Geneva office to undertake the evaluation of the Female and Male Operated Small Enterprises (FAMOS) Check Tool implemented in Zambia from 2010 to 2017. The objectives of the study were to: (i) establish the status of FAMOS implementation and financial inclusion in the country; (ii) understand the progress and results achieved by the commercial banks and BoZ after engaging in a FAMOS process; and (iii) document the efforts by the Zambian financial sector towards creating a more inclusive entrepreneurial ecosystem that would benefit women entrepreneurs. Key evaluation activities included, qualitative data collection in Lusaka, analysis and report writing.